LOS ANGELES , California -LRB- Reuters -RRB- -- `` To insure or not to insure ? '' It is n't Shakespeare , but it is the dramatic question Hollywood filmmakers are asking about Lindsay Lohan following her legal troubles this week .

Lindsay Lohan may still get work after her legal problems are settled , but the cost will be high .

It is an important question , too , because whether companies insure Lohan 's future movies may determine whether she will quickly fall off Hollywood 's A-list .

But Lohan fans have little to fear because no actor is uninsurable , say underwriting experts . While some producers may balk at conditions for hiring problematic stars , experts say that unless an actor is serving time in prison , even the most volatile can be covered -- albeit at a high cost .

`` For a price , anything can be done , although an insurance carrier can make things so unpalatable that at times the makers of the film just wo n't be interested , '' said Ross Miller , partner with insurance brokerage D.R. Reiff & Associates Inc. .

Lohan 's arrest this week in Los Angeles on suspicion of drunken driving and cocaine possession has left Hollywood wondering if the actress , who shot to fame as a child in Disney films like `` The Parent Trap , '' is too risky to cast in a film . Timeline : Lindsay Lohan 's troubles ''

It remains to be seen whether her latest relapse and brush with the law will cost her a role in `` Poor Things , '' a film produced by and starring Oscar-winner Shirley MacLaine . See a gallery of Lohan 's films ''

A statement was expected early next week on whether the movie , already delayed this spring due to an earlier rehab stint by Lohan , will proceed with or without her .

Insurance experts say the industry has long dealt with similar situations , although they may seem more frequent with the recent heavy media scrutiny of Lohan and fellow troubled party girls Paris Hilton and Britney Spears .

`` I do n't think it -LRB- a problematic artist -RRB- is any more of an issue , '' said Wendy Diaz , entertainment underwriting director at Fireman 's Fund Insurance Co. , the leading film underwriter . `` It 's pretty standard year to year . ''

But Diaz did say the terms for covering Lohan would likely be `` serious at this point . ''

She said Fireman 's Fund , in such a case , would likely put in higher deductibles , or ask the star to put their salary into escrow to pay for any losses if production was disrupted .

Last July , a producer on Lohan 's last film , `` Georgia Rule , '' scolded her publicly for repeatedly showing up late on the set , costing the movie 's makers hundreds of thousands of dollars .

Brian Kingman , a managing director with entertainment insurance broker Aon/Albert G. Ruben said covering situations like Lohan 's required a lot of calculation and risk management .

Insurance rates for errant actors can range anywhere from 1 percent to 3 percent of a movie 's production budget , which can range from $ 5 million to $ 100 million or more , he said .

`` Filmmakers fall in love with certain actors for certain roles and my job is to find risk-takers to take on the risk , '' Kingman said .

He said actors were always required to undergo a medical exam before getting insurance . In certain circumstances , drug screening is conducted and actors are required to provide blood and urine samples . In cases of known drug abuse , `` minders '' are sometimes required on set to keep an eye on the actor .

Kingman said he had even helped craft policies for actors in the event they risked the possibility of incarceration .

`` I have been successful in finding and creating incarceration coverage for certain actors on probation which can be revoked if they break certain rules , '' he said , citing the case of Robert Downey Jr. , another high-profile star with a history of legal , drug and alcohol problems . E-mail to a friend

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Because of troubles , Lindsay Lohan likely difficult to insure

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Lohan supposed to appear in Shirley MacLaine film `` Poor Things ''

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Insurance rates may cost 1 to 3 percent of film 's production budget